Terms of Service

You must be at least 18 years old and legally able to enter these terms. Keep your account credentials secure, provide accurate information and use TraderMemo only for lawful purposes.

TraderMemo records and analyzes information you provide. It is not a broker, investment adviser, signal service or execution venue. Nothing in TraderMemo, including Memo AI responses, is financial, investment, tax or legal advice. You remain responsible for every trading decision.

You retain ownership of journal content you submit. You give TraderMemo permission to host, process and display that content only as needed to operate the service. You may export available data and permanently delete your account from Settings.

• Do not attempt to access another user's data or account.
• Do not disrupt, reverse engineer or abuse the service or its limits.
• Do not upload unlawful content, malware or material you lack permission to use.
• Do not present AI output or analytics as guaranteed trading results.

AI responses, prices, economic events and calculated metrics may be delayed, incomplete or wrong. Review important information independently. TraderMemo may apply usage limits to protect reliability and control operating costs.

We may improve, replace, limit or discontinue features and may suspend access needed to protect TraderMemo or other users. We aim for reliable service but do not guarantee uninterrupted or error-free availability.

Displayed prices, billing periods, renewal terms and cancellation controls apply at checkout. Refund eligibility is governed by our Refund Policyand any non-waivable consumer rights that apply. We will provide notice before converting a free feature into a paid one.

TraderMemo is provided on an “as available” basis to the extent permitted by law. Trading can cause substantial losses. TraderMemo is not responsible for trading losses, missed opportunities, third-party outages or decisions based on app content.

TraderMemo is operated by PixelVox Studio. These terms are governed by the laws of the Federal Republic of Nigeria.

If you have a dispute with us, please contact support@usetradermemo.com first so we can try to resolve it informally within 30 days. Any dispute that is not resolved will be handled by the courts of competent jurisdiction in Nigeria.

Nothing in these terms removes rights you have as a consumer that cannot be waived by contract, including rights under Nigeria's Federal Competition and Consumer Protection Act 2018. If you live outside Nigeria, you also keep the mandatory consumer protections of the country where you live and any right you have to bring a claim in your local courts.

We may update these terms as TraderMemo evolves and will provide notice when legally required. Questions may be sent to support@usetradermemo.com.